Types of loans

Loans without consulting the registers

Loans without consulting the registers

For people who have a non-negate record in the registers, applying for a loan is a nightmare. In the non-canons of the sector, there are a number of companies that do not consult the registers or are less tolerant of minor offenses.

Loans without proof of income

Loans without proof of income

For those who do not want to abstain from documenting their income, loans are intended that do not require classic “paper” receipts. More info

SMS loans

SMS loans

Nowadays it is possible to apply for a loan not only online, but also via SMS. It is mainly the domain of non-banking companies for smaller loans. More info

Payday loans

Payday loans

Week two to pay is a budget tight in many homes. If it comes to unexpected expenses, many people need financial “first aid”. If someone in your family or friends doesn’t help, the loan can be a payday solution.

Car loans

Car loans

Whether buying a new or an older car – buying a car is a big burden for the home budget. Those who do not have the necessary amount available from their own savings can be helped by car loans – whether in the form of special-purpose or non-purpose consumer credit, interest-free loans or leasing. More info

Consumer loan

Consumer loan

Act No. 257/2016 Coll. on consumer credit defines the term consumer credit as “deferred payment, pecuniary loan, credit or similar financial service provided or mediated by the consumer”.

Bank loans

Bank loans

If a person has a regular income and hassle-free registers and needs to borrow, their attention should be directed to bank loans. Whether they are consumer loans or mortgages – they are usually cheaper than their non-bank colleagues and also less risky.

Non-bank loans

Non-bank loans

For loans, bank loans are unavailable for any reason – because of income, registers, or needs money very quickly, non-bank loans are a good option. Whether it is non-bank consumer loans, micro-loans or even American mortgages – we can expect higher availability, higher processing speed, but also higher risks in this area.

Overdraft account

Overdraft account

An overdraft loan – an overdraft loan – is a loan that allows the bank account holder to dispose of “to the minus”. You can find more information on this page.

Credit cards

Credit cards

You can find information about credit cards on this page.

P2P loans

P2P loans

The abbreviation P2P is based on the English term “peer to peer” and refers to a way of borrowing, where people borrow directly from people, not from a bank or non-banking company. The P2P loan is based on the relationship between the citizen – the borrower and the citizen – the investor who wants to appreciate their savings by providing the loan.

Market loans

Market loans

An overview of non-bank and bank loans and loans offered in the Czech Republic can be found on this page.