Loans without consulting the registers
For people who have a non-negate record in the registers, applying for a loan is a nightmare. In the non-canons of the sector, there are a number of companies that do not consult the registers or are less tolerant of minor offenses.
Loans without proof of income
For those who do not want to abstain from documenting their income, loans are intended that do not require classic “paper” receipts. More info
Nowadays it is possible to apply for a loan not only online, but also via SMS. It is mainly the domain of non-banking companies for smaller loans. More info
Week two to pay is a budget tight in many homes. If it comes to unexpected expenses, many people need financial “first aid”. If someone in your family or friends doesn’t help, the loan can be a payday solution.
Whether buying a new or an older car – buying a car is a big burden for the home budget. Those who do not have the necessary amount available from their own savings can be helped by car loans – whether in the form of special-purpose or non-purpose consumer credit, interest-free loans or leasing. More info
Act No. 257/2016 Coll. on consumer credit defines the term consumer credit as “deferred payment, pecuniary loan, credit or similar financial service provided or mediated by the consumer”.
If a person has a regular income and hassle-free registers and needs to borrow, their attention should be directed to bank loans. Whether they are consumer loans or mortgages – they are usually cheaper than their non-bank colleagues and also less risky.
For loans, bank loans are unavailable for any reason – because of income, registers, or needs money very quickly, non-bank loans are a good option. Whether it is non-bank consumer loans, micro-loans or even American mortgages – we can expect higher availability, higher processing speed, but also higher risks in this area.
An overdraft loan – an overdraft loan – is a loan that allows the bank account holder to dispose of “to the minus”. You can find more information on this page.
You can find information about credit cards on this page.
The abbreviation P2P is based on the English term “peer to peer” and refers to a way of borrowing, where people borrow directly from people, not from a bank or non-banking company. The P2P loan is based on the relationship between the citizen – the borrower and the citizen – the investor who wants to appreciate their savings by providing the loan.
An overview of non-bank and bank loans and loans offered in the Czech Republic can be found on this page.